ANALISISKINERJA KEUANGAN DEBITUR INTI BANK ABC DENGAN MENGGUNAKAN ANALISA Z-SCORE

Windy Wijaya Kesuma, Suhartono .

Abstract


This present study purposed to know the result from applied of Altman Z-Score Analysis  (Second  Model)  for  Financialperformance  analysis  of  prime  credit customer ABC  Bank. And  also  to  knowing  that  analysis  method  can  be  used in credit analysis process of ABC Bank expecially for early warning system in fi nancial condition of credit customer.

This research using seven prime credit customer ABC Bank for sample and the result of this study shows that almost all prime credit customer in the sample predicted  will  be  bancrupcy  (grey  area  and  distrees  area)  at  fi rst  lending conditions and fi nancial review conditions.

The result of this research is obtained the fact than Altman Z-Score Analysis can be used as the one of analysis tools in the credit analysis process at ABC Bank.

Z-Score Analysis can be giving the information about real fi nancial condition of  prime  credit  customer  than  the  information  will  be  advising  for  board  of management ABC Bank to increasing the quality of credit analysis their Credit Offi cer.

Keyword :Financial Perpormance, Prime Credit Customer, Altman’s Z-Score Analysis


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DOI: http://dx.doi.org/10.20527/jwm.v1i1.58

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Jurnal Wawasan Manajemen by Magister Manajemen Fakultas Ekonomi dan Bisnis Universitas Lambung Mangkurat is licensed under a Creative Commons Attribution 4.0 International License. Based on a work at jwm.ulm.ac.id.